Finance

At American Auto & Truck Sales, we are here to make purchasing your vehicle as easy as possible.

 

Outside Financing

We partnered with some of the leading financing institutions to help you get financing.  The down payments start at $1,200.00.  Second chance financing is available.  You do not need good credit.  Full coverage insurance is required.  You need proof of income (check stubs with year to date data).  Proof of residence and a signed credit application. First time buyer programs are also available.

 

Buy Here Pay Here

We also do our own In House Financing.  There is no credit check.  The application information is for general knowledge.  In other words we need your place of employment.  How much you earn. How long you have been on the job and previous employment.  Your job title and if you are full time or part time employed. Proof of residence. Personal references.  The down payment is generally 1/2 of the financed  sales price.

 

Cash Buyers

Cash discounts are available on all our vehicles. You can  get your own Bank to finance your purchase or we can get our Bank as well.  Bank deals are the same as cash and you qualify for the cash discount.